Nelnet Loan Servicing

If you're a financial aid professional, NelnetLoanServicing.com is your definitive online source for loan servicing tools and information. You can visit the site to: access Nsight, our loan data reporting tool; view our Webinar Wednesdays schedule for upcoming training; collect financial literacy tools for your students; read/download a variety of educational documents; learn about the Nelnet Loan Servicing team; and more!

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About Nelnet

We provide innovative products and services throughout the educational life cycle to help students, families, and institutions reach their goals. No matter which kind of customer you are, you are our #1 priority.
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Income-Based Repayment

Calculators

This plan features payments that take into consideration your family size, interest rate, state of residence, outstanding balance, and income. If any of these factors change—particularly your income—your payments are adjusted.

Learn more about the Income-Based Repayment Plan.

Calculate Your Income Based Repayment

What is your place of residency?

When filing last years tax return, did you file?

What was your Adjusted Gross Income on your tax return last year?

What is your family size?

What is your total amount of outstanding student debt?

This amount includes loans from the Federal Family Education Loan Program (FFELP) and Federal Direct Loan Program (FDLP). This amount does not include balances on, Private Loans, Federal Parent PLUS Loans and Federal Consolidation Loans containing prior Parent PLUS loans.

What is the interest rate on your Federal Student Loan?

If your interest rate is 4.6%, enter 4.6. If you have more than one loan with different interest rates, use the highest rate or an average of the interest rates. If your interest rate is unknown, enter 6.0.