If your loan is not eligible for federal interest subsidies
(unsubsidized), this calculator can help
you estimate the amount of interest that will accrue during your deferment or
forbearance period. Once your deferment or forbearance period ends, the interest that has accrued will be added
(capitalized) to your loan balance. However,
you may pay the accrued interest at any time during a deferment or
forbearance in order to keep your loan balance from increasing.
Note: All PLUS and SLS (Supplemental Loans for Students) loans are unsubsidized.
To determine if your Stafford or Consolidated loan qualifies for interest
subsidies, please contact our Customer Service Department.
Calculate the Cost of a Deferment/Forbearance
Total Interest Accrued:
New Loan Balance: