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Find a Private Loan

For more than 40 years, Nelnet has helped students finance their education

That's why we are proud to offer private student loans through U-fi. These loans are for students needing to fill the gaps not met by federal financial aid, or who may be looking to refinance their student debt. Learn more about each of these loan types below.

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Student Loan Refinance

Simplify your loans into one monthly payment while potentially saving on your interest rate.

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Student Loans

Reach your educational goals by focusing on your studies, not your finances.

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Private undergraduate, graduate, and refinance loans offer a variety of benefits, including:

  • No loan origination, disbursement, or pre-payment fees
  • Low variable and fixed interest rate options
  • Interest rate reduction incentives
  • Available to U.S. citizens and permanent residents, as well as non-residents with eligible U.S. citizen or permanent resident co-signer
  • Co-signer release options for creditworthy borrowers
  • Loans serviced by private companies like Nelnet, a leading servicer for the U.S. Department of Education’s federal student loan program

U-fi® is a registered trademark of Nelnet, Inc., for products and services provided by Nelnet Consumer Finance, Inc. You should exhaust lower-cost federal borrowing options before turning to non-federal loans. You are, of course, not limited to seeking loans or other products from, and are free to obtain information and loans from all other providers of student loans and related products.

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