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Nelnet Businesses

NBS Nelnet Business Solutions


NDS Nelnet Diversified Solutions


NES Nelnet Enrollment Solutions


Asset Management


A substantial portion of Nelnet's earnings comes from asset management—the acquisition, management, and ownership of our student loan portfolio. As of September 30, 2011, Nelnet owned more than $24 billion of federal student loans.

Student loans consist of federally insured student loans (minimal credit risk) and non-federally insured student loans (with credit risk similar to other bank loans). The vast majority of our student loans are federally insured.

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